Dental equipment is a major investment that pays back chair by chair. Dental equipment financing lets you open, expand or modernize without a huge cash outlay — using the equipment as collateral so approvals stay flexible.
What dentists finance
- Operatories — chairs, delivery units, lights, cabinetry.
- Imaging — panoramic, intraoral, cone-beam CT.
- CAD/CAM — scanners, mills, 3D printers.
- Sterilization & lasers — autoclaves, soft-tissue lasers.
Startup-friendly: deferred and graduated payments help a new practice cover equipment while the patient base grows.
Typical guidelines
| Requirement | Typical minimum |
|---|---|
| Time in business | New practices welcome |
| Credit score | Flexible — equipment secures the loan |
| Documents | Application + equipment quote |
| Vendor | Any — new or used |
Also see dental practice loans, medical equipment financing, and full equipment financing.
Frequently asked questions
What can I finance?
Chairs, imaging, CAD/CAM, sterilization and lasers — new or used, any vendor.
New practice?
Yes — deferred payments help while you ramp up.