Running a medical practice means investing constantly — in technology, staff, and space — while payer reimbursements arrive weeks after you've treated the patient. Medical practice loans keep cash flowing and let you grow, whether you're upgrading equipment, expanding, or buying into a practice.
What healthcare owners fund
- Medical equipment — diagnostic, imaging, treatment and lab technology.
- Bridging reimbursements — cover the gap between care and payer payment.
- Expansion & build-out — add exam rooms, providers, or a location.
- Practice acquisition — buy or buy into a practice.
- Payroll & working capital — keep operations steady year-round.
Funding options
Equipment financing for medical technology with low or no money down. Working capital and A/R financing to bridge reimbursements. SBA & term loans for acquisition and expansion. A no-cost advisor finds the right mix.
Typical guidelines
| Requirement | Typical minimum |
|---|---|
| Time in business | As little as 4 months (equipment: no minimum) |
| Monthly revenue | $10,000+ in deposits |
| Credit score | No minimum on many programs |
| Documents | 1-page application + bank statements |
Frequently asked questions
How do medical practices get financing?
Equipment financing for technology, working capital and A/R financing to bridge reimbursements, and SBA/term loans for expansion and acquisition.
Can I bridge slow insurance payments?
Yes — revenue-based working capital and accounts receivable financing cover the gap between care and payer reimbursement.
How fast is funding?
Working capital can fund the same or next business day; equipment and SBA take a bit longer.