Dentistry is one of the most equipment-intensive businesses in healthcare — chairs, imaging, CAD/CAM and sterilization all cost real money. Dental practice loans give you the capital to modernize, expand, or buy a practice without draining cash flow, so you can focus on patients.
What dental owners fund
- Operatories & chairs — outfit or add treatment rooms.
- Imaging & CAD/CAM — digital x-ray, cone beam, milling and scanners.
- Practice acquisition — buy or buy into a practice.
- Expansion & remodel — grow your space and add providers.
- Working capital — staffing, supplies and steady operations.
Funding options
Equipment financing for chairs and technology with low or no money down. SBA & term loans for acquisition and build-out. Revenue-based working capital for fast cash with no minimum credit score on many programs.
Typical guidelines
| Requirement | Typical minimum |
|---|---|
| Time in business | As little as 4 months (equipment: no minimum) |
| Monthly revenue | $10,000+ in deposits |
| Credit score | No minimum on many programs |
| Documents | 1-page application + bank statements |
Frequently asked questions
How do I finance dental equipment?
Equipment financing covers chairs, imaging and CAD/CAM with low or no down payment, secured by the equipment.
Can I get funding to buy a practice?
Yes — SBA and term loans are common for acquisition; revenue-based options work once operating.
How fast is funding?
Working capital can fund same or next business day; equipment and SBA take a bit longer.