Running a veterinary practice means constant investment — in diagnostic technology, skilled staff, and the space to serve more patients. Veterinary practice loans give you the capital to grow without draining cash flow, whether you're upgrading equipment, expanding, or buying a practice of your own.
What veterinary owners fund
- Equipment — digital x-ray, ultrasound, surgical and dental gear, lab analyzers.
- Practice acquisition — buy an existing practice or buy into a partnership.
- Build-out & expansion — add exam rooms, boarding, or a second location.
- Working capital — staffing, inventory and payroll through slower months.
Funding options
Equipment financing for diagnostic and surgical gear with low or no money down. SBA & term loans for acquisition and build-out with longer terms. Revenue-based working capital for fast cash with no minimum credit score on many programs. A no-cost advisor matches you to the best fit.
Typical guidelines
| Requirement | Typical minimum |
|---|---|
| Time in business | As little as 4 months (equipment: no minimum) |
| Monthly revenue | $10,000+ in deposits |
| Credit score | No minimum on many programs |
| Documents | 1-page application + 4 months bank statements |
Frequently asked questions
How do I finance veterinary equipment?
Equipment financing covers imaging, surgical and lab equipment with low or no down payment, secured by the equipment itself.
Can I get funding to buy a practice?
Yes — SBA and term loans are common for acquisition; revenue-based options work once the practice is operating.
How fast can I get funded?
Working capital can fund the same or next business day; equipment and SBA take a bit longer.