A standout tattoo studio needs build-out, stations and proper sterilization before the first appointment. Tattoo shop funding covers those costs so you can open, remodel or add a location with flexible, revenue-based options.
What tattoo shop owners fund
- Build-out — stations, decor, reception and signage
- Equipment — chairs, lighting and sterilization
- Supplies & inventory — inks, needles and retail
- Expansion — open or add a second studio
Booth-rent or appointment revenue? Revenue-based options approve on your studio's deposits, so credit is not the only factor.
Funding options
Equipment financing covers stations and sterilization; working capital and a line of credit handle build-out and supplies; SBA loans suit larger build-outs and expansion.
Typical guidelines
| Requirement | Typical minimum |
|---|---|
| Time in business | 6+ months (startup options for equipment) |
| Monthly revenue | $10,000+ for revenue-based options |
| Credit score | No minimum on many programs |
| Documents | Application + 3 months bank statements |
Frequently asked questions
Can I get a loan to open a tattoo shop?
Yes. Term and SBA loans fund build-out, equipment financing covers stations, and lines of credit handle supplies.
Can I finance tattoo equipment with lower credit?
Often yes — the equipment secures the loan, and revenue-based options approve on your studio's deposits.