Security is a payroll-heavy, contract-slow business: guards get paid weekly while commercial clients pay net-30 or later. Security company funding bridges that gap so you can win bigger contracts and staff them confidently.
What security company owners fund
- Payroll — pay guards before contract invoices land
- Uniforms & equipment — gear, radios and technology
- Vehicles — patrol vehicles and fleet
- Licensing & growth — compliance and territory expansion
Payroll weekly, clients pay in 30–60 days. Factoring turns your contract invoices into cash now, so guard payroll is never at risk.
Funding options
Invoice factoring advances cash against your contract invoices; a line of credit and working capital cover payroll and equipment; staffing-style funding fits high-payroll guard companies.
Typical guidelines
| Requirement | Typical minimum |
|---|---|
| Time in business | 6+ months (startup options for equipment) |
| Monthly revenue | $10,000+ for revenue-based options |
| Credit score | No minimum on many programs |
| Documents | Application + 3 months bank statements |
Frequently asked questions
How do security companies cover payroll before getting paid?
Invoice factoring and lines of credit advance cash against contract invoices so guard payroll is always covered.
Can a new security company get funding?
Yes. Factoring approves on your signed contracts and invoices rather than time in business or credit alone.