The discipline and leadership that make great service members make great business owners — and there's capital built to back them. Veteran-owned businesses qualify for every standard funding option, plus SBA programs with veteran-specific benefits.
Funding options for veterans
- SBA loans — including veteran fee reductions on some programs and the Military Reservist loan.
- Working capital and lines of credit — flexible and fast.
- Equipment financing — secured by the equipment.
- VBOC counseling — free help accessing capital through Veterans Business Outreach Centers.
Prefer free money? Pursue grants too — see grants for veteran-owned businesses. Grants are competitive and slow, so many veterans use funding to grow while they apply.
The most accessible options
If credit is a hurdle, revenue-based funding — bank-statement loans, lines of credit and advances — approve on your business's deposits and fund fast.
Typical guidelines
| Requirement | Typical minimum |
|---|---|
| Time in business | 6+ months (startup options exist) |
| Monthly revenue | $10,000+ |
| Credit score | No minimum on many programs |
| Documents | Application + bank statements |
Frequently asked questions
Are there loans for veterans?
Yes — all standard funding plus SBA veteran programs and free VBOC counseling.
SBA veteran benefits?
Reduced or waived fees on some programs, plus dedicated veteran support.