A great barbershop needs build-out, chairs and gear before the first fade. Barbershop funding covers those costs so you can open, remodel or expand — using flexible, revenue-based options.
What barbershop owners fund
- Build-out — renovation, stations, mirrors and decor
- Chairs & equipment — barber chairs, clippers and sterilization
- Product & retail — inventory and a retail shelf
- Expansion — open or add a second location
Booth-rent or chair-based revenue? Revenue-based options approve on your shop's deposits, so credit is not the only factor.
Funding options
Equipment financing covers chairs and gear; working capital and a line of credit handle build-out and product; SBA loans and salon & spa loans suit larger build-outs and expansion.
Typical guidelines
| Requirement | Typical minimum |
|---|---|
| Time in business | 6+ months (startup options for equipment) |
| Monthly revenue | $10,000+ for revenue-based options |
| Credit score | No minimum on many programs |
| Documents | Application + 3 months bank statements |
Frequently asked questions
Can I get a loan to open a barbershop?
Yes. Term and SBA loans fund build-out, while equipment financing covers chairs and gear and lines of credit handle product and payroll.
Can I finance barbershop equipment with bad credit?
Often yes — the equipment secures the loan, and revenue-based options approve on your shop's deposits.